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Financial Calculators



At National Life Group, we take financial and estate planning as seriously as you do. While these calculators aren't a substitute for professional planning advice, they can provide some quick information about what steps you might want to take now to achieve your financial goals. If you'd like any additional information or professional advice, we're here to help. Simply fill out the Contact Us form and we'll have one of our local representatives get in touch with you.

College Funding


Interest working for you now in a regular savings program is much better than having interest work against you in the future in the form of education loans.

College Funding Needs

Investment and Saving


Risk Profiler
Taxable vs. Tax Advantaged
Needed Saving/Accumulation Goals

Life & Disability Insurance Needs


Most of us give little thought to life expectancy and think of life insurance as a way to provide for our families if we die prematurely. These calculators can give you an idea of the normal life span for your age and gender.

How Much Life Insurance Do I Need?
Disability Income Needs
Life Expectancy Calculator

Personal Finances


Make your money work for you. Use these calculators to examine your financial position and show you the big picture throughout your working life.


Net Worth Statement
Lifetime Earnings
What would my loan payments be?
What is the balance on My Loan?
Estate Tax Estimator
Federal Income Tax Estimator
Should I lease or purchase my next car?

Retirement Planning


Our retirement planning calculators can help you test your assumptions about the future.


Pre-Retirement Planning
IRA Eligibility Comparison
Roth IRA Conversion
Impact of Inflation
Social Security Estimator
The Cost of Waiting

What Are My Long-term Care Insurance Needs?
Compare the Roth 401(k) to a Traditional 401(k)
What Is My Life Expectancy?
Social Security Benefits Calculator (ssa.gov)

Time Value of Money


We all know that money and time are inextricably interwoven. If you take a little money and a lot of time, you can grow that little into a significant sum using the power of compound interest.


Which is Better: Cash up Front Or Payments Over Time?
What Will My Current Savings Grow To?

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